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Send Money to
Philippines 
from India
Fast & Secure
Transfer money to Philippines seamlessly with competitive USD exchange rates and complete RBI compliance.
Rate Guaranteed1 USD = 93.065 INR
USD
INR
You save ₹ 47,725.72*compared to traditional banks
Why Choose Fairexpay for Philippines Transfers?
T+1 Processing
Money reaches beneficiary fast
RBI Authorized
Complete FEMA compliance
Secure Transfers
ISO 27001 certified for secure transactions
Trusted for Money Transfers to Philippines
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Families across India trust us for safe money transfers to Philippines.
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ISO 27001 and SOC 2 Type II certified with banking-grade security for all Philippines transfers.
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Save significantly with competitive USD rates and transparent fees from 0.4%.
Transfer Money to Philippines in 3 Simple Steps
Register Account
Complete KYC with PAN and Aadhaar
Add Beneficiary
Enter the recipient's bank details and purpose.
Complete Payment
Pay securely and track to Philippines in real-time
Your money moves to Philippines through RBI-authorized banking channels with complete regulatory compliance. We partner with trusted financial institutions to ensure your funds reach beneficiaries safely across Philippines. Track your Philippines transfer status in real-time through our dashboard. Receive instant notifications at every stage - from payment confirmation to successful delivery in Philippines - giving you complete peace of mind throughout the process.
Complete Guide: How to Send Money to Philippines from India
Document Checklist for Philippines
- Valid remitter passport copy
- Philippines beneficiary bank details (Account Number, SWIFT Code)
- Relationship proof for family transfers to Philippines
Transfer Timeline
- Day 1: Document verification, KYC processing, payment initiation for Philippines transfer
- Day 2: Beneficiary in Philippines receives funds
Tax & Compliance
- TCS (Tax Collected at Source) applies as per government regulations. Rates vary based on remittance purpose and amount
- Annual LRS limit: $250,000 per individual per financial year
- Complete LRS compliance for Philippines transfers with A2 form included
All international money transfers to Philippines are processed through RBI-authorized banking channels. We verify Philippines beneficiary bank details, including Account Number and SWIFT Code, against official banking databases before initiating transfers.Every remittance transaction to Philippines is protected with multi-layered security systems. You receive real-time SMS and email notifications at each stage, from payment confirmation to final delivery in Philippines. You receive an instant SWIFT copy with complete transaction documentation for your Philippines transfer. All receipts and records are securely stored in your dashboard for future reference through "My Remittances" section.
Compare Fees For When You Send
Money Abroad
Money Abroad
See exactly how much more you save with Fairexpay on every international transfer
USD
INR
Total you pay
₹ 1,862,799.67
Beneficiary receives
5,000.00 USD
USD 5,000.00 (Full amount)
expand_moreBeneficiary receives
USD 5,000.00 (Full amount)
Exchange rate
93.065 (Mid-market rate)
Rate markup
Transparent pricing & low markups
Transfer fee
₹1,500.00
Total you pay
₹1,862,799.67
Traditional Bank
account_balanceUSD 5,000.00 (Full amount)
expand_moresavings Net Saving
₹-1,383,043.32
Compare Fees For When You
Send Money Abroad
See exactly how much more you save with Fairexpay on every international transfer
USD
INR
Beneficiary receives
Exchange rate
Rate markup
Transfer fee
Total you pay
USD 5,000.00 (Full amount)
93.065 (Mid-market rate)
Transparent pricing & low markups
₹1,500.00
₹1,862,799.67
Traditional Bank account_balance
USD 5,000.00 (Full amount)
95.4513 (Marked up)
Higher Fees & Hidden Markups
₹2,500+
₹479,756.35
savings Net Saving
₹-1,383,043.32
What Our Customers Say About
Philippines Transfers
“Great experience sending money to Philippines. The customer support team was very helpful with my queries.”
“Sending money to Manila was quick and easy. The USD rates were better than my bank's and the service was excellent.”
“I use Fairexpay for my business payments to suppliers in Cebu. Reliable, fast, and cost-effective.”
“Great experience sending money to Philippines. The customer support team was very helpful with my queries.”
Arun Kumar
Family Remittance, Chennai
Pooja Patel
Business Owner, Ahmedabad
Rahul Sharma
Personal Transfer, Delhi
“I use Fairexpay for my business payments to suppliers in Cebu. Reliable, fast, and cost-effective.”
Frequently Asked Questions
How can I send money from India to Philippines?
Register on Fairexpay, complete KYC with passport, PAN, and Aadhaar, add a Philippine account number and SWIFT code, select the purpose, and complete payment digitally.
How long does it take to transfer money from India to Philippines?
What is the maximum amount I can send to Philippines from India?
What bank details are needed to send money to Philippines?
Is Fairexpay RBI-approved for transfers to Philippines?
Can I track my money transfer to Philippines?
Complete Guide to
Sending Money to Philippines
Can I send money from India to Philippines for employment purposes?
Yes, you can send money from India to Philippines for emigration and employment purposes with 20 percent TCS applicable on amounts above 10 lakh rupees annually.
Is TCS applicable when sending money to Philippines?
Are there any hidden charges when sending money to Philippines?
What happens if my transfer to Philippines fails?
Can I send money to family members in Philippines?
What documents are required to send money to Philippines?
See Where You Can Send Money
With Fairexpay
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Ready to Send Money to Philippines?
Join thousands who trust Fairexpay for transparent, secure and affordable money transfers to Philippines with competitive USD rates.
The Philippines attracts Indian business professionals and overseas workers with its growing economy and business opportunities, creating regular demand to send money to Philippines for business and employment purposes. Fairexpay streamlines how to send money from India to Philippines through specialized remittance services designed for Philippine banking requirements.
Whether you need to transfer money to Philippines for business transactions in Manila, Cebu, and Davao or support family members working across the Philippines, our platform processes India to the Philippines money transfer within a T+1 timeline with exchange rates starting at 0.4 percent markup. Philippine banks do not use IBAN format and instead require standard account numbers with SWIFT codes for international transfers, which our system validates before processing through RBI-authorized channels, ensuring complete LRS compliance. Indian business professionals and workers in Philippines benefit from efficient money transfer to Philippines services, with 20 percent TCS applicable on amounts above 10 lakh rupees annually for business or employment purposes. Family members supporting relatives in Philippines for maintenance purposes are subject to 20 percent TCS on amounts above 10 lakh rupees under LRS for other purposes. Our platform generates A2 forms automatically for tax compliance, ensuring your Philippines remittance meets both Indian regulatory requirements and Philippine banking standards.